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當鋪借款也是一種常見的貸款管道,比起其他貸款方式,當鋪的年利率通常較高,且借款人需要提供高價的貴重物品(如珠寶、電子產品等)作為抵押品。在當鋪評估物品的價值後,提供一定比例的現金。這種方式撥款迅速,但如果借款人未能按時還款,抵押品將�
當鋪借款也是一種常見的貸款管道,比起其他貸款方式,當鋪的年利率通常較高,且借款人需要提供高價的貴重物品(如珠寶、電子產品等)作為抵押品。在當鋪評估物品的價值後,提供一定比例的現金。這種方式撥款迅速,但如果借款人未能按時還款,抵押品將�
常見的動產抵押品有汽車、機車及手機,這些抵押品價值雖然不比房屋及土地高,但本身仍有一定價值在,因此利用擔保品來申貸能提高貸款過件率,順利取得一筆小額資金,適合有信用瑕疵的人申辦。因免卻了部分證明文件,故「免文件貸款」批核的貸款額上限�
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